ACL reconstruction for Amna: covering what insurance won't

Amna was diagnosed with a hip fracture that never healed properly in November. The surgeon at Lahore University Hospital recommended ACL reconstruction, and She is scheduled for January. The hospital's financial office gave us a written estimate of $600, and after what my employer's plan will pay we're still $450 short. my mother has been in and out of Lahore University Hospital since November. The doctors say a hip fracture that never healed properly will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $600 is more than we can find. While we wait, Amna struggles with daily life and can't look after the children alone. Her family has taken turns caring for her, and I've cut my own work hours to be there. The recovery period is expected to take about 12 weeks. During that time Amna won't be able to look after the children alone, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $450 goes: • Physiotherapy sessions: $65 • Pre-operative tests and imaging: $65 • Hospital stay (4 nights): $320 I'll pay this kindness forward the moment I'm able to.