Emergency hernia repair for Rohit: covering what insurance won't

Rohit was diagnosed with a cleft palate needing repair in August. The surgeon at Nashik Regional Medical Center recommended emergency hernia repair, and He is scheduled for November. The hospital's financial office gave us a written estimate of $2,400, and after what the government subsidy will pay we're still $1,200 short. my husband has been in and out of Nashik Regional Medical Center since August. The doctors say a cleft palate needing repair will get worse without emergency hernia repair. We have emptied our savings and borrowed from relatives, but the estimate of $2,400 is more than we can find. While we wait, Rohit struggles with daily life and can't walk without help. His family has taken turns caring for him, and I've cut my own work hours to be there. The recovery period is expected to take about 3 weeks. During that time Rohit won't be able to walk without help, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $1,200 goes: • Surgeon and anesthesia fees: $500 • Hospital stay (3 nights): $420 • Pre-operative tests and imaging: $45 • Post-operative medication: $45 • Physiotherapy sessions: $130 • Travel and lodging for the family: $60 Please ask me anything in the questions section. I'll answer honestly and quickly. - Deepa