Electricity and water shut-off notice: help Nghĩa pay $150

The electricity and water account is 4 months behind. I received a disconnection notice that says service will be cut off on November unless I pay $150. I have never been late before losing my job in September. I called the provider and asked about a payment plan, but they need a down payment of $30 first, which I don't have. I live with two young children, and going through summer without electricity and water isn't safe. We would also lose the ability to run the medical equipment at home. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $150 goes: • Utility arrears: $80 • Reconnection and late fees: $20 • Down payment on a payment plan: $50 I hope life is good to you. - Nghĩa