ACL reconstruction for Zlata: covering what insurance won't

Zlata was diagnosed with a cleft palate needing repair in September. The surgeon at Kyiv Orthopedic Institute recommended ACL reconstruction, and She is scheduled for October. The hospital's financial office gave us a written estimate of $1,500, and after what my insurance will pay we're still $1,050 short. my wife has been in and out of Kyiv Orthopedic Institute since September. The doctors say a cleft palate needing repair will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $1,500 is more than we can find. While we wait, Zlata struggles with daily life and can't drive. Her family has taken turns caring for her, and I've cut my own work hours to be there. Recovery is expected to take about 7 weeks. During that time Zlata won't be able to drive, so the costs keep growing. The money goes straight to the treatment bills, and I'll share the invoices as they're paid so you can see exactly what your gift did. Where the $1,050 goes: • Hospital stay (5 nights): $450 • Surgeon and anesthesia fees: $480 • Travel and lodging for the family: $55 • Pre-operative tests and imaging: $65 Ask me anything below before you decide. I'd rather you were sure.