Valve repair surgery for Nkechi: covering what insurance won't

In October I was diagnosed with a thyroid nodule that needs removal. My surgeon at Ikeja University Hospital recommended valve repair surgery, and I have been placed on the schedule for December. The hospital's financial office gave me a written estimate of $470, and after what our health plan will pay, I'm still $350 short. Doctors at Ikeja University Hospital told me a thyroid nodule that needs removal will get worse without valve repair surgery. I work as a taxi driver, and I have saved what I can, but the estimate of $470 is far beyond what I've. Until the surgery I can't work full days, and my hours as a taxi driver have already been cut. Every week of waiting means more pain and a bigger risk. Recovery is expected to take about 12 weeks. I'll not be able to look after the children alone during that time, so this has become a financial emergency as well as a medical one. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $350 goes: • Physiotherapy sessions: $65 • Post-operative medication: $50 • Hospital stay (3 nights): $200 • Pre-operative tests and imaging: $35 Ask me anything below before you decide. I'd rather you were sure.