Valve repair surgery for Sapna: covering what insurance won't

In April I was diagnosed with a deviated septum causing chronic infections. My surgeon at Saint Joseph Hospital recommended valve repair surgery, and I have been placed on the schedule for July. The hospital's financial office gave me a written estimate of $11,000, and after what the public health scheme will pay, I'm still $8,300 short. Doctors at Saint Joseph Hospital told me a deviated septum causing chronic infections will get worse without valve repair surgery. I work as a seamstress, and I have saved what I can, but the estimate of $11,000 is far beyond what I've. Until the surgery I can't work full days, and my hours as a seamstress have already been cut. Every week of waiting means more pain and a bigger risk. Recovery is expected to take about 10 weeks. I'll not be able to work a full shift during that time, so this has become a financial emergency as well as a medical one. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $8,300 goes: • Surgeon and anesthesia fees: $3,400 • Hospital stay (4 nights): $3,050 • Pre-operative tests and imaging: $420 • Post-operative medication: $210 • Physiotherapy sessions: $700 • Travel and lodging for the family: $520 Ask me anything below before you decide. I'd rather you were sure.