Valve repair surgery for Jignesh: covering what insurance won't

In August I was diagnosed with a torn ligament that needs reconstruction. My surgeon at Chennai Regional Medical Center recommended valve repair surgery, and I have been placed on the schedule for November. The hospital's financial office gave me a written estimate of $2,300, and after what our health plan will pay, I'm still $1,150 short. Doctors at Chennai Regional Medical Center told me a torn ligament that needs reconstruction will get worse without valve repair surgery. I work as a delivery rider, and I have saved what I can, but the estimate of $2,300 is far beyond what I've. Until the surgery I can't work full days, and my hours as a delivery rider have already been cut. Every week of waiting means more pain and a bigger risk. Recovery is expected to take about 6 weeks. I'll not be able to drive during that time, so this has become a financial emergency as well as a medical one. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $1,150 goes: • Surgeon and anesthesia fees: $320 • Hospital stay (2 nights): $580 • Pre-operative tests and imaging: $80 • Post-operative medication: $25 • Physiotherapy sessions: $85 • Travel and lodging for the family: $60 Even a small gift gets used right away and I'll thank you myself.